Why You Should Never Buy a Car Outright

If you’re considering buying a new car, you will normally have two options: buying it all in one go with cash or applying for finance. Many people will not be able to afford a new car in cash. But what if you have the cash available? Should you use the cash instead of getting finance?

Car Finance Tips

Car Finance Jargon Explained – Most Used Ones

Car finance is a popular option for anyone looking to buy a new car. But when you first start researching car finance, you may find that there are a lot of confusing terms that you don’t understand. Here’s a guide to car jargon so you can understand better what it all means. Hire Purchase Hire


How Will Brexit Influence the Car Finance Industry?

Brexit is coming, and while the UK is still in the EU at the time of writing, that could change any day now. Brexit is going to affect many industries across the UK, so what about car finance? Here is some information on the impact it could have.   Concerns in the Automotive Industry So


Top 10 Driving Habits All Good Drivers Should Have

It’s easy to fall into bad driving habits on the road, and there are many of them! But what are the good driving habits you should focus on? Here are 10 of the best driving habits we should all make an effort to follow.   1. Keeping a Good Distance Between Other Vehicles Tailgating is


The 10 Most Annoying Driving Habits You Should Avoid

We’ve all seen drivers do annoying things, and sometimes we may be guilty of doing them ourselves too. But what are the most annoying driving habits? Here are 10 to watch out for. 1. Not Indicating Failing to indicate is incredibly annoying, and it can be dangerous for other motorists and pedestrians. Be respectful of


Top 25 Worst Car Polluted Cities in the UK

Research shows that we have caused significant damage to our atmosphere through carbon dioxide emissions. Our reliance on fossil fuels and our need for transport, cars, in particular, has meant that pollution has risen to alarming levels. We are now experiencing changing weather patterns, increased temperatures and more, all of which has come from our


How to Negotiate When Buying a Car

Buying a car is a large investment for most people, so you want to make sure you get the best possible price. Many people choose to finance their car to avoid paying for it in one go, and there are many options if you want to do this. But however you pay for your car,


Top 5 Business Vans to Finance

If you are thinking about applying for finance to buy a new van for your business, the first thing you need to do is decide on the right van for you. There are lots of business vans to choose from, and your choice will depend upon your budget and the size of van you need


Early Car Finance Settlement Explained

Many people take out car finance to pay for new vehicles because paying all at once is often not viable. But what happens if you want to settle your car finance early? There are several things to be aware of, so here’s a guide explaining the most important issues.   When Can You End the


Borrowing £7,500 over 4 years with a representative APR of 27.9%, an annual interest rate of 27.9% (Fixed) and no deposit, the amount repayable would be £244.77 per month, and total cost of credit would be £4,248.96 and the total amount payable would be £11,748.97*

*Your rate may differ from the above illustration due to your individual circumstances. All credit subject to status.

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