Car finance is a good scheme for pretty much anybody. It’s a very flexible and straightforward way of paying for a vehicle that you wouldn’t usually be able to afford. It may not come as a massive surprise to you to find out that there are multiple types of car finance that you can have.
When you apply for finance for your new car, you will normally be asked to pay a deposit. The lender typically does not provide 100 per cent of the loan value, so you will normally have to pay something in advance, often about 10 per cent of the total value. But you may be able
You’ve bought a car on finance, and you have paid back some or most of the loan. Now you want to sell your car. This is a common situation, but is it possible to sell a car with outstanding finance? The answer is yes, but you need to know how to go about it in
If you want to get finance for your new car, one thing you will need to consider is your credit score. Whenever you apply for credit of any kind, your credit score will be important because this is one of the factors that lenders use to decide whether to offer you a loan. So what
If you need to get a new van, you may be keen to buy one using van finance. However, if you have a bad credit score or poor credit history, is this going to be possible? Here we look at why you may still be able to get van finance with bad and poor credit.
If you are considering applying for car finance, one thing you should know about first is the issue of negative equity. In this guide, we look at what this is and tips for how to avoid it. Overview of Negative Equity First, you need to know what equity is. Equity is essentially the difference between
When you buy a car, you want to make sure you make the right decision and that the process goes as smoothly as possible. With that in mind, here are a few of the most important things to consider when you buy your car. Decide on a Budget First of all, work out how
If you are considering applying for car finance, there are a number of things you will need to think about. You may have many questions surrounding car finance, and here are some of the most frequently asked along with the answers. What is the best way to finance your car with bad credit? If
Are you considering applying for car finance? If this is your first time, you may be confused by the process. Here are 10 myths that you need to be aware of. 1. You Need a Good Credit Record It always helps to have a good credit record when you apply for any type of
If you apply for car finance, it will usually have an impact on your credit score. This happens whenever you take out a loan. Whether it will improve your score or not depends on whether you stick to your payments, so here’s what you need to know. Making Car Finance Enquiries Every time you apply