Bad Credit Van Finance

Van Finance For Bad & Poor Credit

With Specialist Lenders We Can Help Those With Bad Credit Obtain Van Finance

  • CCJs
  • Arrears
  • Defaults
  • Self Employed





What do you need to know about bad credit van finance?

To be accepted for bad credit van finance you sometimes need to be able to prove your affordability. In most cases however this is done automatically but in some instances, you may need to prove your income. 

We can offer you a van loan for up to £25,000, but this will depend on your ability to support the loan and monthly payments. So if you have a bad credit history and need a van please apply for a fast decision. 

Once approved you can then look for a van within your approval and credit limit.

Bad credit Van Finance FAQs

Can I get accepted for van finance with defaults and CCJ?

We have a panel of specialist lenders who help van drivers who may have CCJ’s or defaults.

You may of course need to prove your income however we may be able to get an auto-acceptance on your van finance which means that you don’t need to provide any information.

We do not need a guarantor or joint applicant who has good credit rating.

If I apply for van finance will it affect my credit score?

If you apply for van finance with us the first thing that happens is a ‘soft credit search’.

We can then give a personalised quote but to be clear this has no affect on your credit report.

If you’re happy with your personalised loan offer, APR and monthly repayments, we will then conduct a full credit search on completion of your car purchase.

I’m self-employed and need a van on finance, can you help me?

We have lenders on our panel who approve self-employed customers with poor credit every day.

If you’re self-employed and looking to get a used van financed, you are in the right place.

We may need to see 3 months bank statements as proof of your income depending on your specific criteria but often we can proceed without an income check.

I have a bankruptcy, can I still apply for van finance?

If you’ve been discharged from your bankruptcy, we can usually help you.

All you need to do is fill in the online application and one of our experts will be in touch with you shortly to advise your van finance loan terms.

We cannot guarantee your van finance acceptance.

Apply to find out.

Finding it difficult to get van finance?

For bad credit van finance, Carvine can help no matter where you are in mainland Britain. Our in house team work hard to get that approval for your van and then help with the paperwork to get you on the road.

We approve van finance applications everyday for those with bad credit so we are experienced in getting the van you need.

Whatever business you are into we can help and don’t worry, this is what we specialise in.

Are you looking for bad credit van finance? You are in the right place.


Borrowing £7,500 over 4 years with a representative APR of 27.9%, an annual interest rate of 27.9% (Fixed) and no deposit, the amount repayable would be £244.77 per month, and total cost of credit would be £4,248.96 and the total amount payable would be £11,748.97*

*Your rate may differ from the above illustration due to your individual circumstances. All credit subject to status.

We are a broker not a lender.

Authorised and regulated by the FCA – FRN – 727280. Carvine is a trading name of Skyemotion Ltd. Carvine only introduces finance enquiries to Skyemotion Ltd. All finance is subject to income and status. Written Quotation on request. We process your personal information in accordance with the data protection act. ICO Registration No. ZA135017.Office 25 The Old School, 188 Liscard Road, Liscard, Wirral, CH44 5TN