Vehicle Finance Made Easy

At Carvine, our aim is very simple, delivering the best vehicle finance deals for all of our customers regardless of their circumstances.

By taking a few simple steps on our website you could get accepted within a few minutes, meaning, you can spend your time finding the vehicle you want from any reputable dealership.

Soft credit checks Low credit score CCJs, Defaults, Self-Employed

carvine Trustpilot


Representative APR of 24.9%

Calculate Your Finance

Our vehicle finance calculator provides a quick and easy way to see just how cheap a vehicle loan could be. It does not matter whether you have an excellent, good, fair or poor credit history. It will give you an approximate guide as to how much you’ll be paying each month and over the time period you want.

This means you can feel comfortable that the amount you want to pay for your new car is affordable. If not, simply tweak the amount you want to borrow to bring your estimated monthly payments to an amount you feel happy with.


Representative APR of 24.9%

Apply For Vehicle Finance

It'll only take you a few minutes to complete our online vehicle finance application form, often you will get a decision in minutes.

At Carvine, we specialise in getting finance for those turned down by mainstream lenders including dealerships, banks, other car finance providers and car leasing brokers.

You might just have some missed payments on your credit file or something such as a default or County court judgement.

The lenders that we operate with have a much more open approach and so look at each case individually rather than using a computer to make a decision.


Representative APR of 24.9%

Representative Finance Example:

Borrowing £7,500 over 4 years with a representative APR of 24.9%, an annual interest rate of 24.9% (Fixed) and no deposit, the amount repayable would be £238.10 per month, and total cost of credit would be £3,928.80 and the total amount payable would be £11,428.80*

*Your rate may differ from the above illustration due to your individual circumstances. All credit subject to status.

We are a broker not a lender.

Vehicle Finance Help & Advice

Highest Car Insurance Prices

Highest Car Insurance Prices by Area in the UK

Living in the cosmopolitan capital certainly comes with a few drawbacks, and when it comes to the highest car insurance, Londoner’s pay up to 50% more than the rest of the country. With the national average costing...

Most Dangerous Roads

10 Most Dangerous Roads to Drive in the UK

The UK is home to some of the most dangerous roads around. If you’ve ever driven the likes of the Lake District’s Kirskstone Pass or anywhere along with the Peak District, then you know for yourself how treacherous...

Lowest Credit Score

UK Areas With The Lowest Credit Scores

Living in today’s modern world, there’s very little that you can’t buy on finance. Whether you need a new set of wheels, a washing machine or a mobile phone, your credit score can make all the difference.  Most...


Representative APR of 24.9%