Vehicle Finance Made Easy

At Carvine, our aim is very simple, delivering the best vehicle finance deals for all of our customers regardless of their circumstances.

By taking a few simple steps on our website you could get accepted within a few minutes, meaning, you can spend your time finding the vehicle you want from any reputable dealership.

Soft credit checks Bad credit accepted CCJs, Defaults, Self-Employed

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Representative APR of 27.9%

Calculate Your Finance

Our vehicle finance calculator provides a quick and easy way to see just how cheap a vehicle loan could be. It does not matter whether you have an excellent, good, fair or poor credit history. It will give you an approximate guide as to how much you’ll be paying each month and over the time period you want.

This means you can feel comfortable that the amount you want to pay for your new car is affordable. If not, simply tweak the amount you want to borrow to bring your estimated monthly payments to an amount you feel happy with.


Representative APR of 27.9%

Apply For Vehicle Finance

It'll only take you a few minutes to complete our online vehicle finance application form, often you will get a decision in minutes.

At Carvine, we specialise in getting finance for those turned down by mainstream lenders including dealerships, banks, other car finance providers and car leasing brokers.

You might just have some missed payments on your credit file or something such as a default or County court judgement.

The lenders that we operate with have a much more open approach and so look at each case individually rather than using a computer to make a decision.


Representative APR of 27.9%

Representative APR of 27.9%

Representative Finance Example:

Borrowing £7,500 over 4 years with a representative APR of 27.9%, an annual interest rate of 27.9% (Fixed) and no deposit, the amount repayable would be £244.77 per month, and total cost of credit would be £4,248.96 and the total amount payable would be £11,748.97*

*Your rate may differ from the above illustration due to your individual circumstances. All credit subject to status.

We are a broker not a lender.

Vehicle Finance Help & Advice

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Representative APR of 27.9%

COVID 19 — We are open for business as usual. We are now offering free home delivery on selected car choices. Apply for finance, choose your car and complete your purchase online. Your car will be delivered to your door free of charge and will also include 12 months warranty.